Town & Country Bank and Trust Co.

Visit Us

  • 201 N. 3rd Street
    Bardstown, KY

  • 877.813.3282

Hours of Operation

Sunday: CLOSED

Monday-Friday: 8:30 AM – 4 PM Saturday: 8:30 AM – 12 PM

Not many community banks can boast being locally owned and operated for over 110 years, but Town & Country Bank and Trust Co. can!

Since 1907, Town & Country Bank has been providing Nelson County and surrounding areas with exceptional products and services for personal and business use. Banking has changed a lot since we first planted roots in downtown Bardstown, but we remain committed to our mission, “exceeding the expectations of our customers, employees, shareholders and community.”

We are dedicated to bringing customers the very latest in banking technology for your convenience. Recently, we have introduced several new mobile banking products including Mobile Check Deposit which allows you to securely deposit a check into your bank account using your smartphone without ever having to leave the house! Additionally, our debit cards are now compatible with Apple Pay, Samsung Pay, and Android Pay. This means you are now able to add your debit card into the mobile wallet on your phone and make secure purchases where mobile payments are accepted. Lastly, we encourage all of our customers to “Equip” their debit cards by downloading the FREE SecurLOCK Equip. This app allows you to set parameters for how your debit card is used and gives you the power to turn your debit card on and off right from your smartphone. This can be a life saver if your debit card is ever lost or stolen!

It’s not just our products that make us stand out, it is also our knowledgeable staff! They have a broad range of financial expertise and are eager to help you achieve your financial goals. Our lending team has over 200 years of combined experience and they are ready to help you purchase or remodel a home, buy an automobile, start a business venture, or secure a personal loan. Our mortgage team received recognition in 2016 as the “Best Mortgage Company in Nelson County”. Buying a home can be a stressful process, but rest assured that our Mortgage Loan Originators can help answer your questions every step of the way.

Town & Country Bank and Trust Co. has been recognized multiple times as one of the Best Places to Work in Kentucky in the small-sized employer category (those employing 15-149 employees) by the Kentucky Chamber of Commerce and the Kentucky Society for Human Resource Management (KYSHRM). Banking is serious business, but management encourages activities that relieve stress and promote a strong corporate culture throughout the year.

Additionally, the bank is rated 5-stars from Bauer Financial, the nation’s leading independent bank and credit union research firm. While a 5-Star rating is the highest rating a financial institution can receive, Bauer recommends all 5-Star and 4-Star institutions.